Consumer credit and Consumer loan

Consumer credit noun - A line of credit extended for personal or household use.

Consumer loan and consumer credit are semantically related. In some cases you can use "Consumer loan" instead a noun phrase "Consumer credit".

Consumer loan noun - A loan that establishes consumer credit that is granted for personal use; usually unsecured and based on the borrower's integrity and ability to pay.

Consumer credit and consumer loan are semantically related. You can use "Consumer credit" instead a noun phrase "Consumer loan".